House Price Dynamics and Mortgage Defaults: Theoretical and Empirical Analysis of the Role of Recourse
(2025)
Journal Article
Damianov, D. S., Wang, X., & Yan, C. (in press). House Price Dynamics and Mortgage Defaults: Theoretical and Empirical Analysis of the Role of Recourse. Regional Studies,
This paper investigates the relationship between house prices and mortgage defaults in recourse and non-recourse U.S. metropolitan areas. The theoretical analysis shows that shocks to house price returns have a stronger effect on defaults in non-reco... Read More about House Price Dynamics and Mortgage Defaults: Theoretical and Empirical Analysis of the Role of Recourse.