Dr Ivan Lim's Outputs (8)

Proximity to Bank Headquarters and Branch Efficiency: Evidence from Mortgage Lending (2024)
Journal Article
Lim, I., Nguyen, L. D. D., Nguyen, L., & Wilson, J. O. (2024). Proximity to Bank Headquarters and Branch Efficiency: Evidence from Mortgage Lending. Journal of Money, Credit and Banking, https://doi.org/10.1111/jmcb.13142

We use the staggered introduction of new flight routes to identify reductions in travel time between banks’ headquarters and branches to examine their effects on branch outputs and efficiency. Reductions in headquarters–branch travel time increases b... Read More about Proximity to Bank Headquarters and Branch Efficiency: Evidence from Mortgage Lending.

The Effects of Regulatory Office Closures on Bank Behavior (2024)
Journal Article
Lim, I., Hagendorff, J., & Armitage, S. (online). The Effects of Regulatory Office Closures on Bank Behavior. Journal of Money, Credit and Banking, https://doi.org/10.1111/jmcb.13126

We investigate if the decentralized structure of regulatory office networks influences supervisory outcomes and bank behavior. Following the closure of an office, banks previously supervised by that office increase their lending and risk-taking. As a... Read More about The Effects of Regulatory Office Closures on Bank Behavior.

Gender, workplace preferences and firm performance: Looking through the glass door (2023)
Journal Article
Chen, J., Jing, C., Keasey, K., Lim, I., & Xu, B. (2024). Gender, workplace preferences and firm performance: Looking through the glass door. European Financial Management, 30(1), 403-439. https://doi.org/10.1111/eufm.12421

Using Glassdoor data we show that women are less satisfied at work than men and that female employees care more about work-life balance. Further analysis shows that this gender difference in workplace preference vanishes at the manager level, suggest... Read More about Gender, workplace preferences and firm performance: Looking through the glass door.

Analyst Coverage and Corporate Environmental Policies (2023)
Journal Article
Jing, C., Keasey, K., Lim, I., & Xu, B. (2024). Analyst Coverage and Corporate Environmental Policies. Journal of Financial and Quantitative Analysis, 59(4), 1586-1619. https://doi.org/10.1017/S0022109023000340

Exploiting two quasi-natural experiments, we find that firms increase emissions of toxic pollution following decreases in analyst coverage. The effects are stronger for firms with low initial analyst coverage, poor corporate governance, and firms sub... Read More about Analyst Coverage and Corporate Environmental Policies.

Regulatory Spillovers in Local Mortgage Markets (2022)
Journal Article
Lim, I., Nguyen, D., & Nguyen, H. (2024). Regulatory Spillovers in Local Mortgage Markets. The Review of Corporate Finance Studies, 13(3), 775–817. https://doi.org/10.1093/rcfs/cfac035

We document novel evidence on the spillover effect of a corporate control regulation on local mortgage markets. We find that banks directly targeted by the Sarbanes-Oxley Act (SOX) to rectify their internal control weaknesses reduce mortgage originat... Read More about Regulatory Spillovers in Local Mortgage Markets.

Hometown Lending (2020)
Journal Article
Lim, I., & Nguyen, D. D. (2021). Hometown Lending. Journal of Financial and Quantitative Analysis, 56(8), 2894-2933. https://doi.org/10.1017/s0022109020000769

Banks open more branches and make more lending near their Chief Executive Officers’ (CEOs) childhood hometowns. The effects are stronger among informationally opaque borrowers and among CEOs who spend more time in their childhood hometowns. Furthermo... Read More about Hometown Lending.

Financial Constraints and Employee Satisfaction (2019)
Journal Article
Jing, C., Keasey, K., Lim, I., & Xu, B. (2019). Financial Constraints and Employee Satisfaction. Economics Letters, 183, Article 108599. https://doi.org/10.1016/j.econlet.2019.108599

Using over 120,000 employee reviews collected by Glassdoor between 2008 and 2015, we investigate whether firm financial constraints reduce employee satisfaction. We find that employee satisfaction is substantially lower in financially constrained fir... Read More about Financial Constraints and Employee Satisfaction.

Is the Fox Guarding the Henhouse? Bankers in the Federal Reserve, Bank Leverage and Risk-shifting (2019)
Journal Article
Lim, I., Hagendorff, J., & Armitage, S. (2019). Is the Fox Guarding the Henhouse? Bankers in the Federal Reserve, Bank Leverage and Risk-shifting. Journal of Corporate Finance, 58, 478-504. https://doi.org/10.1016/j.jcorpfin.2019.04.012

Nearly 30% of US banks employ at least one board member who currently serves (or has previously served) the Federal Reserve in a public service role. Public service roles take the form of Federal Reserve directorships or memberships in Federal Reserv... Read More about Is the Fox Guarding the Henhouse? Bankers in the Federal Reserve, Bank Leverage and Risk-shifting.